Socially Responsible Investing

Often investing focuses mainly on profits and returns.  However, return doesn’t just have to be about the amount of money you earn, it can be about making a difference in the world you live in. …

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Bitcoin, Blockchain and Cryptocurrency

Let’s start with a basic explanation of what Bitcoin is.  Bitcoin is a form of cryptocurrency just like the U.S. Dollar is a form of traditional currency.  Theoretically, you can use cryptocurrency (crypto) to buy…

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MWM | June Commentary

What a long, strange trip it’s been. 2019 started out with strong growth as the market jumped in January to an 8% growth rate and continued its rise through February, but a detour emerged in…

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1st Quarter 2019 Review

Thankfully, the financial markets rebounded in a strong way from the dismal end to 2018. If we had to summarize the year-to-date market performance in a sentence, it would be this: markets rebounded strongly from…

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Should You Choose A Fixed Or Variable?

Tip: Common Indexes. The most common indexes to which the interest on adjustable-rate mortgages is pegged are the 1-Year Constant Maturity Treasury Index, the Cost of Funds Index (COFI), and the London Interbank Offered Rate Index…

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Lots Of Variables With Fixed-Rate Mortgages

Tip: Payment Practices. Depending on the loan, a home buyer who chooses a 30-year mortgage may have the option to make extra payments. In a sense, this enables the borrower to treat the long-term loan like…

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How Does Your Credit Score Compare?

Fast Fact: Get Over It. A bad credit score doesn’t last forever. Since your credit score is a “snapshot” of your risk at a particular point in time, it changes as new information is added to…

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Spotting Credit Trouble

Fast Fact: Credit Inquiries. Your FICO score won’t drop by much when you apply for new credit. But if you apply for several new credit cards over a short period, your credit report will reflect the…

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What Do Your Taxes Pay For?

Tip: Mid May. If the government had raised taxes enough to cover federal borrowing, we would have had to work until May 10 just to cover the tax bill. Source: FoxNews.com, April 24, 2016 Taxes are one of…

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